Bond Market
Individual Bonds vs. Bond Funds
If you are planning to invest your money for the future there is a lot of information that will teach you about various opportunities. Understanding these opportunities is the only way to choose the best investment type for your specific needs. Take mutual funds for instance. They can be very beneficial and you can purchase [...]
Long Term Bonds
The bond market, though not as large as the equity market, is just as important for investors as is common stock. In melding together long term bonds with equity investments, the average investor can mitigate excessive risk, create predictability, and reduce exposure and ultimately reliance on ever increasing stock markets. Long term bonds are the [...]
Buy Savings Bonds Online
Until 2002 it was possible to buy paper US savings bonds online, but the Treasury Department discontinued this practice and now it is necessary to go directly into a bank or other financial institution to fill out and submit the appropriate paperwork. While you can still buy savings bonds online, they are electronic savings bonds [...]
Investment Grade Corporate Bonds
When investing in bonds, the first thing to learn is that bonds are actually rated on the financial stability (creditworthiness) of a company or government issuing the bond. This is much like you and I would be rated by the credit bureau in terms of a credit score. If our score is sufficiently high we [...]
Zero Coupon Municipal Bonds
Municipal bonds are popular among investors and who are looking for long term investments. Interest payments are paid semiannually and at the end of the bond term they can be cashed in. Zero coupon municipal bonds work differently than normal municipal bonds. When investing in zero coupon municipal bonds, there are no interest payments. Instead, [...]
Construction Surety Bonds
Construction bonds are used to complete certain projects that are in the process of being completed. However, certain risks are associated with construction projects and lenders who will need a certain amount of security. Construction surety bonds are basically a solution to protect an investor from the possibility of a project not being completed. Surety [...]
Premium Bonds vs. Discount Bonds
The many different types of investments that are made available through a wide variety of markets can leave a new investor lost. The reason why there are so many strategies involves the different overall goals of investors. Investors develop strategies to meet their financial goals and then act upon these ideas through appropriate investment vehicles. [...]
EE Savings Bonds
EE savings bonds are a way for investors to take advantage of both security and short term investing. Normally, long term investments are associated with higher amounts of security. EE savings bonds incorporate the security made available with long term investments and package it in a short term contract. The United States government guarantees EE [...]
Build America Bonds
BABs or build America bonds are taxable municipal bonds. They first came on the scene in 2009 when President Obama signed the American Recover and Reinvestment Act. The idea was to lower the cost of borrowing in the government sector in order to create more jobs. BABs are basically bonds that are only issued by [...]
CNA Surety Bonds
In business for more than a half century, CNA Surety Corporation provides surety products throughout the United States and abroad. The company prides itself in providing custom tailored solutions in contract and commercial surety bonds no matter the size. Working through more than 37,000 independent producers which include brokers and multi-line producers, CNA Surety Bonds [...]
Bonds Payable
There are different types of investments and bonds. So what are bonds payable? They are also known as long term bonds. Issued to big corporations, bonds payable indicate a responsibility to pay on the principal as well as interest on a specific date or dates. The interest payments may be made yearly, several times a [...]
Corporate Bond Funds
In simple terms, corporate bond funds are mutual funds which consist of various bonds. The companies in charge of these mutual funds make bond funds centered around a certain type of debt. The vast majority of these bond funds are comprised of domestic bonds, junk bonds, international bonds and global bonds. Like mutual funds, corporate [...]
Canada Savings Bonds
You can purchase Canada savings bonds between the months of October and April. Although the time to buy them is limited, they can be redeemed in any month. These bonds are available from and guaranteed by the government of Canada. They are available in different amounts, and you can choose between regular interest or compound [...]
Company Stocks vs. Corporate Bonds
Most people will understand what stocks are, and they may even be very familiar with them, although corporate bonds are nowhere near as well understood. Both these options will allow an individual to invest into a particular company, and therefore allow the company to use their money for business purposes. However, there are some key [...]
Vanguard Bond Funds
There are various ways to invest your money available on the market, each with certain amounts of risks and promises of profit. Therefore, your decision should be made depending on the amount of capital you have at your disposal and the risks you are willing to take. Whilst the media seems to focus more on [...]
Savings Bond Values
A savings bond is a type of government bond that accumulates interest, and is issued in denominations ranging from $50-$10,000. Interest earned on a savings bond is completely tax-free, making this type of bond a long-term investment that is taxed deferred. Although the average savings bond takes about 15 to 17 years to reach maturity, [...]
Types of Surety Bonds
Surety bonds are crucial monetary instruments that generally act as a sort of financial or insurance guarantee. Chiefly, the facility is used to shield a business or an individual contractor, or any other person, from financial losses that may be incurred due to defaulted contractual agreements. Understanding surety bonds Surety bonds essentially work in a [...]
Tax Exempt Municipal Bonds
Investing in municipal bonds has become very popular over the past decades. Municipal bonds are those that are issued by local and state governments and may include states, counties, cities, schools and municipal authorities. The interest payments on municipal bonds are tax exempt which means that you do not have to pay federal income tax [...]
Inflation Protected Bonds
Within the past few years, since the meltdown of 2008 to be exact, many people are leery of investing in the market. As a result they are looking for safe investment products to provide a ‘nest egg’ for the future yet they aren’t ready to risk great amounts of money in the process. One of [...]
Bail Bond Process
Bail bonds, also known as surety bonds, allow a defendant to be freed from jail while ensuring they will appear at their court hearing. The first thing that happens is the arrest. After being arrested for a violation of some sort, an individual is transported to the area police station to be booked. At this [...]
Performance Bond
Most of us are familiar with the concept of a performance bond when it comes to construction in the real estate business. In that regard, a contractor is required to take out a performance bond to ensure the property owner that the work will be completed both timely and up to code. In the world [...]
Types of Municipal Bonds
Most people know that municipal bonds are issued by a municipality which is a city or local government and/or an agency of those government bodies. However, most people are unaware of the fact that there are different types of municipal bonds. One of the selling points of municipal bonds is the fact that they are [...]
Euro Bond Funds
Similar to bond funds in the United States, Euro bond funds are mutual funds which are comprised of government and corporate bonds except these government bonds are not issued by the U.S. government but rather are issued by governments in the European Union. Also, they are peculiar in that many times they are not denominated [...]
Municipal Bond Market
Municipal bonds are tied to states, their political areas and localities. These bonds can raise funds for the needs of the public like school systems, public structures, sewer and water systems, highways and more. In most cases, the interest earned from these bonds is free from federal taxation. They may also be exempt from state [...]
Education Savings Bonds
A savings bond is an investment that accrues interest over time and is issued by the U.S. Federal government. These bonds are unable to be transferred which is different from bonds bought and sold in the securities market. Savings bonds are very low risk because they are backed by the government, and in many cases [...]
Surety Bond Rates
The basic definition of a surety bond is one that involves three people or parties. There is the principal, who is attaining security against payment default. There is the obligee, the party who the money, or in some cases work, is owed to. The third person involved is the surety, who has promised to pay [...]
How to Buy Zero Coupon Bonds
Before you learn how to buy zero coupon bonds, you must understand what they are and how they fit into your investment portfolio. Zero coupon bonds provide no interest until their maturity. When you purchase one of these bonds, you pay a much lower price than face value. The face value is the amount the [...]
Why Are Bonds Less Risky to Buy
Bonds are a popular form of investment that are considered much less risky than many other investment options. This is because they return your initial investment when they mature and because they pay out regular interest. You should understand that a bond that is issued by a company that has poor credit may be considered [...]
Series I Savings Bonds
Now is the time more than ever to get out of debt save money. The economy has created a volatile environment that consists of few jobs, inflation and rising cost of living. In order to ride out an economic storm, economists say saving money and getting out of debt is the perfect solution. There are [...]
How to Get a Surety Bond
A surety bond is a contract between two parties, in which one party promises to pay a specific amount if the other party does not meet a predefined obligation. Surety bonds are commonly used within the service industries (i.e. construction) to cover investments and projects that may be done improperly or are not finished by [...]
How to Sell Savings Bonds
If you are American, buying US saving bonds is an act of being patriotic; it helps Uncle Sam and benefits you. The bonds you buy helps the USA to finance the country’s borrowing requirements, keeps fiscal programs going and it also means that you might be helping the unemployed who through no fault of their [...]
How to Appraise a Bond Fund
There are a variety of different types of bond funds. When you buy a bond, you are purchasing entry into a fund. The amount of dividend received upon maturity depends on the fixed interest rate of the bond. The various factors such as tax policies, interest and maturity depend on the issuer of the bond [...]
Buy US Savings Bonds
If you are looking for a low-risk investment opportunity, buy US savings bonds. These bonds bear interest and are issued by the government. They are non-transferable once purchased and often sold at less than face value, which means there is room for interest to accumulate over the years. The U.S. government is obligated to fulfill [...]
Corporate Bond Funds vs. Corporate Bonds
Successful corporations are ideal companies to invest in. Large enough corporations that show a history of growing success will provide corporate bond funds as well as corporate bonds to allow people to invest in their company. Any growth and success of the corporation is shared with the investors. Purchasing corporate bond funds is basically a [...]
AAA Rated Insured Municipal Bonds
Municipal bond investment can reward the investor with many benefits provided the bonds are insured. What determines whether or not a bond is insurable? It’s actually dependent on its rating. Insurance coverage can only be bestowed upon those municipal bonds that are worthy of this coverage, basically high quality is equivalent to high ratings. These [...]
Short Term Bond Funds
For investors looking for a relatively safe place to invest some money, many experts are now advising we look at short term bond funds. In actuality, a short term bond fund is a type of mutual fund with investments either exclusively, or at least predominantly, in bonds that mature in fewer than five years. Most [...]
Asset-Backed Commercial Paper
Long term investments always provide more security and a peace of mind that investors rely on. However, short term investments can be taken advantage of as well, when done properly. One of the ways that many investors invest in short term options is by purchasing asset-backed commercial paper. Asset-backed commercial paper is a short term [...]
Construction Bonds
Construction bonds, also commonly referred to as contract bonds, are a type of surety bond, in which an issuing insurance company or bank guarantees a project completion by a specific contractor. In essence, a construction bond protects the assets of an investor that is in charge of a construction project, providing the legal contract necessary [...]
Government Bonds
Government bonds are types of savings bonds offered for sale by the government. You may also hear them referred to as treasury bonds. Usually, the funds the government receives from sales of treasury bonds are used for things the government needs to pay for such as various projects. Normally, government bonds come with a fixed [...]
Callable Bonds
Today’s markets are extremely volatile and there are substantial amounts of risks in certain areas. Bonds are used for investors to plan for their future for a number of reasons. Of these reasons, retirement and education are the most common. There are many different bonds that investors can take part in but they all have [...]
Individual Surety Bonds
Although there are some similarities to insurance policies and surety bonds, there are still quite a few glaring differences that must be examined before making a decision as to whether or not you want to invest your money in them. Unlike a traditional insurance policy, surety bonds do not protect the policy-holder but rather a [...]
Treasury Bonds
Treasury bonds are considered to be one of the more sound investments you can make because of the fact that they are issued by the federal government. The money which the government receives from investors is used for various government projects. The money that you pay for a treasury bond is basically a loan which [...]
Short Term Bond vs. Money Markets
Those who are weighing their choices with regards to short term bonds and money markets will want to have as much information as possible to reach a final decision as to what they want to end up doing. The truth is that they are both financially safe investments, though they are certainly not completely free [...]
Buy Bonds Online
Purchasing bonds are an excellent way to prepare for your financial future. There are a number of places where you can purchase but many prefer to buy bonds online, if nothing else simply for the convenience. Buying savings bonds provide a number of benefits including the fact that they are much less risky than other [...]
Assessment Bonds
Assessment bonds, otherwise known as “special purpose bonds” are essentially a municipal bonds which are used for the purpose of generating money to fund repairs to certain properties which are owned by the government of a city or an entire county. The specific terms of these bonds demand increasing taxation for the citizens of a [...]
Corporate Bonds
Corporate bonds are those bonds that are offered or issued by a corporation. Many companies issue corporate bonds when they need to raise capital for investments or to fund other things. Offering additional stock in the corporation allows the company to get the capital that it needs and offers a good investment opportunity for consumers, [...]
